14 October 2020

Atal pension yojna Full details in Gujarati

 Atal pension yojna Full details in Gujarati 

To join the scheme, one needs to have a savings bank account, Aadhaar and an active mobile number

If a person takes this scheme, he has to invest at least 20 years.

Investors can invest monthly, quarterly or semi-annual i.e. for a period of 6 months.

Contribution will be auto debited. That is, the fixed amount will be automatically deducted from your account and credited to your pension account.

How much will be deducted depends on how much pension you want after retirement.

In it you can claim tax benefit up to Rs 1.5 lakh under section 80c.
You can make a contribution of Rs 42 to 210 per month
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image source: vikaspedia
For a pension of Rs 1,000 to Rs 5,000 per month, the subscriber will have to pay from Rs 42 to Rs 210 per month. This will happen when the plan is taken at the age of 18.
Atal Pension Yojna full Detail
To join the scheme one needs to have a savings bank account, Aadhaar and active mobile number. If a person takes this scheme after 60, he has to invest at least 20 years to get pension
If you have not taken any pension plan till date and you want to take a plan in which you want to be entitled to a pension by paying less then the Central Government's Atal Pension Scheme is right for you. Under this, on reaching the age of 60, one gets a pension of Rs.1000 to Rs.5000 per month. It can be invested by a person between the ages of 18 and 40.
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On the other hand, if a subscriber takes up the scheme at the age of 40, he will have to make a monthly contribution ranging from Rs 291 to Rs 1454.

The more the subscriber contributes, the more pension he will get after retirement. However, it should not exceed Rs 5,000. That is why the contribution will also be according to it.

How to open an account

You can open an account by going to any bank
You can download the

You will have to fill up this form and deposit it in the bank branch

In addition, a photocopy of your mobile number and Aadhaar card will also have to be submitted

Under normal circumstances, an account holder in Atal Pension Scheme cannot opt ​​out of Atal Pension Scheme till the age of 60 years. 

important link below ::: 
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If you have an account with SBI Bank, you can avail this scheme through Net Banking
You must first login to SBI to apply.

Then click on the e-Services link

A new window will open with a link to the Social Security Scheme. There you have to click.
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Then you will see 3 options, PMJJBY / PMSBY / APY. Here you have to click on APY i.e. Atal Pension Plan.

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